Classic car insurance is designed for secondary vehicles; it's not meant to cover a car you drive for everyday use. If your classic or collector car is your primary ride, you'll need to cover it with a standard auto insurance policy. · At American Collectors, we make it easy to obtain an Agreed Value collector car insurance policy personalized for your vehicle. American Collectors Insurance is a recognized leader in the classic car insurance industry. We have a team of collector specialists to tailor a policy to protect your prized collector vehicle, classic car or collectible. Our specialists will help you select appropriate . If your insurance company is REALLY saying they don't want any classic car business ever, then I'd switch to a mainline company that will accommodate your new AND old cars. As for the classic car insurers, yes, you must have a garage, you must have another car to drive, and you must limit your miles to under 2, a year, for club events, tours.
Best Classic Car Insurance for Daily Drivers: Safeco. Do you actually want to drive your classic car on a daily basis without limits? Most providers impose some strict mileage limits on the usage. * Figure based upon consumer data collected by Hagerty on single car quotes, with premiums $ and under, from several daily driver (or "Everyday") auto insurance carriers. ** Any deductible and/or salvage value if vehicle is retained by you will be subtracted from the total amount paid. Collector Vehicle is Not Driven Daily: Because the consumer is required to have his/her daily driver vehicle insured on a standard insurance policy, the vehicle on the classic car insurance policy is driven less frequently. In addition, the collector vehicle is driven on special/rare occasions and consequently, is generally driven more.
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